Insurance for RVs
The term recreational vehicle and its
derived acronym, RV, are generally used to refer to an enclosed
piece of equipment dually used as both a vehicle, a temporary travel
home or a full time home. RVs
are intended for everything from brief leisure activities such as
vacations and camping, to full time living (for which they are often
parked in special trailer parks).
RVs can be rented in most major
cities and tourist areas. |
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Your RV
is more than a car, and your RV insurance should
cover more than what car insurance covers. Rather than add your RV to
your auto policy, consider
insuring your RV on its own policy. Most AUTO
INSURANCE companies will insure
your RV or motorhome.
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A minimal RV typically contains
beds, a table, food preparation and storage areas. Larger models add
full bathrooms, refrigerators, living areas, master bedrooms, etc. Some
RVs are very elaborate, with satellite TV and internet access, slide-out
sections, and awnings, and either storing a small car inside it or
providing the option of towing it behind the RV. RVs can cost (new) from
less than $10,000 to $500,000, with some costing over that.
Mortgage
Insurance
Advantages of RVs include not having to move ones things in and
out of motel rooms, not having to rent multiple motel rooms, sleeping in
a bed one is comfortable with and the fact that preparing food saves
money compared to eating in restaurants. At the same time, an RV
provides more organized living space and better protection from the
weather than a tent. Children also tend to like RVs.
Disadvantages of RVs include low fuel economy for the
motorized RV or tow vehicle, lack of maid service as experienced in
motels (maid service is available at a few high-end resorts), and larger
RV models can be hard for the novice to drive or tow.
There is a stereotype that people who live in RVs full-time do so
because they are poor and cannot afford more conventional housing.
However, an increasing number of people are opting to sell their homes
and live in their RVs. Some return to home ownership after several years
while some few bounce back and forth between owning a home and going
RVing full time. For these, mostly retirees, RVing is a life style
choice not a financial decision.
When you insure your RV
on its own policy, you'll know you have a wide range of coverage for a
wide range of incidents that could happen.
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www.insuranceforrv.com
owner and contact:
www.vipinfoservices.com This site is about RV INSURANCE.
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